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Increase your placement ratio and stop using outdated underwriting guides! No more waiting
on your carrier or GA to find out if your client is insurable, and if so, what rate class to quote them!

Underwriting 101 is a tutorial that educates you on proper long-term care insurance pre-underwriting.
Even if you are an experienced producer you will learn a lot from this.

Ask the Right Questions is a database of over 550 diseases and conditions that you can look up. There is a definition of the disease, as well as additional questions you should ask your client. These are questions that your carrier's underwriter will probably ask you. This allows you to get all the information you need without having to keep going back to the client.

Pre-Underwrite Your Client is an underwriting wizard that allows you to search over 550 diseases and conditions by carrier. Unlike other online underwriting tools, this wizard includes every single disease that any of the carriers have listed in their underwriting guide. After using the wizard to determine which carrier will underwrite your prospect, you can quickly look up what risk classification your client falls in. Then you can link directly to the online quoting features available to do a quote for your client.

Link directly to additional carrier information:
  • Height & Weight charts
  • Risk Classifications
  • Underwriting Guidelines
  • Uninsurable Medications
  • PDF of Carrier's Underwriting Guide
 
 

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