LTCi insurance prospects often ask the question, or, in the back of the head wonder; "What if I skip the insurance, invest the premium and pay my own care costs?" or, "How much do I have to invest to save enough to personally pay future care costs?" LTCia POM calculators provide the answers in an easy to understand one-page report. Report options also include graphic and spreadsheet reports for additional detail when desired. POM creates the reports based on client specific care assumptions, benefit choices and premium of any stand-alone LTC insurance product.