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Introduction to Policy Comparison

The most extensive Policy Comparison for long-term care insurance benefits in the industry written from a producer's point of view. View active policies only or view over 266 policies back to 1991. This comparison allows you to do side-by-side comparisons of up to three policies at one time. Accompanying letter from Phyllis Shelton covers trends in the industry.

Some of the newest trends that are covered are:

  • Cash benefits for informal care to economy products with lower premiums
  • Innovative premium payment methods
  • Extended rate guarantees ("noncan" possiblities)
  • Joint benefit periods
  • Joint waiver of premium
  • Survivorship options
  • Multiple inflation options
 
 

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