Long term
care insurance typically helps pay for the long
term care services you might need as the result
of a chronic disease, serious accident, sudden
illness or cognitive impairment such as Alzheimer's
Disease that can limit a person's ability to think
or reason.
Long term
care services may be provided by a health care
professional such as a nurse, a home health aide
or other personal care providers such as family
members and personal care attendants.
Varying
amounts of care can take place in a variety of
locations, ranging from a few hours of care per
week at home to round-the-clock care in a nursing
home.
Now that
you know what long term care insurance is, make
sure to learn more about your specific state.