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What is Long Term Care Insurance?

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Long term care insurance typically helps pay for the long term care services you might need as the result of a chronic disease, serious accident, sudden illness or cognitive impairment such as Alzheimer's Disease that can limit a person's ability to think or reason.

Long term care services may be provided by a health care professional such as a nurse, a home health aide or other personal care providers such as family members and personal care attendants.

Varying amounts of care can take place in a variety of locations, ranging from a few hours of care per week at home to round-the-clock care in a nursing home.

Now that you know what long term care insurance is, make sure to learn more about your specific state.

 

 
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